Top 11 Cashback Apps in India
In a universe where each rupee holds significance, why not enable your funds to function more intelligently on your behalf? Imagine this: accumulating benefits seamlessly each time you make an online purchase, enjoy a meal at a restaurant, or reserve a journey. Enter the realm of cashback applications your supreme shopping companions that convert daily expenditures into beneficial occurrences. Whether you are replenishing your pantry, refreshing your attire, or organizing your subsequent vacation, cashback apps guarantee enhanced value for your currency. Prepared to uncover the key to more intelligent expenditure? Let us examine the 11 leading cashback apps in India that convert regular acquisitions into remarkable discounts!
What are cashback apps?
Cashback apps are a handy way to get some money back while you’re out shopping, whether it’s online or at a physical store. All you gotta do is make your purchases through the app, and you’ll get a piece of the change back as cashback, which you can then swap for cash or send straight to your bank account.
Types of Cashback Apps
UPI Apps: These apps make it easy to send money between bank accounts, and you can often get some cashback when you use them for payments and bill recharges.
Recharge Apps: These apps are great for topping up your mobile, DTH, and paying utility bills. You can often earn cashback when you use them.
Payment Apps: These are like digital wallets where you can keep your money and use it to pay for things. You often get cashback when you use them for transactions.
Shopping Apps: These apps reward you with cashback when you shop, whether you’re buying things online or in physical stores.
Benefits of Cashback Apps Save Big on Every Purchase
1. Save Money on Your Shopping Trips
Cashback apps reward you with a portion of your spending back. These rewards can accumulate to noticeable savings, particularly if you’re buying things you’d get anyway.
2. Simple to Use
Most cashback apps are user-friendly and blend seamlessly into your usual shopping habits. Some automatically sync with your credit or debit cards, while others may ask you to upload your receipts.
3. Extensive Store Selection
Many cashback apps collaborate with a vast network of retailers, both online and in brick-and-mortar stores. You can earn cashback on all sorts of purchases, including groceries, clothing, and electronics.
4. Extra Savings Opportunities
Cashback apps often let you combine rewards with other deals, such as store promotions, sales, or manufacturer coupons. This way, you can amplify your savings.
List of Best Cashback Apps In India
1. 99CashDeals
99CashDeals.com is one of the trusted Deals and Coupon apps and also cashback App in India. 99CashDeals provides unmatched discounts, exclusive coupon codes, and actual cashback on your acquisitions. Crafted to make your shopping journey more fulfilling, this platform guarantees you receive a portion of your expenditure back as cashback, aiding you in saving more intelligently.
Features:
Get Instant Vouchers and Earn Reward Points
Special discount codes and deals
Exclusive Deals on Top online stores
User friendly Interface
2. CashKaro
Cashkaro is the biggest Cashback apps and website in India founded by Ratan Tata. it has the purchase amount as cashback. Over time, it has evolved into a comprehensive platform collaborating with more than 1,500 online retailers, including major e-commerce players like Amazon, Flipkart, Myntra, and others.
Features:
Get cashback on your online purchases from all Various categories of stores.
Special coupons and promotions
Partnership and Online RetailersWithdrawing your cashback is an easy
3. Magicpin
Magicpin is the best cashback website in India. They provide Magicpin provides exclusive coupons, special discounts for members, insider previews, and various other perks. their application was used by users for shopping at physical stores with rewards.
Features:
Get cash back on Dining, Entertainment and shopping.
Find Great local deals and offers
Get Instant vouchers and Reward point
Redeeming your rewards is a breeze.
4. Dineout
Dineout is Online restaurants reservation app where users Book tables at their favourite restaurants. They Offer Delicious food and beverages. Users always check reviews, and make reservations without cost through the app. It helps users share our dining experience and save money with exclusive deals and offers.
Features:
Instant restaurant Reservation with Instant Confirmation
Best dining deals and offers
Cashback on Dinning Bills
Easy payment Option
5. Nearbuy
Nearbuy cashback app is a top-notch dining, shopping, Wellness, and entertainmentservices. Nearbuy is a vast array of promotions and offers. Users can take advantage of special deals at eateries, retail outlets, spas, tattoo studios, bars, clubs, music festivals, and more.
Features:
Discounts on Spa and Wellness services.
Easy booking options
Best Deals On Entertainment
Deals for Dinmimg and Cashback offers
6. CRED
CRED is a top Online Cashback app that users earn rewards on Credit card bills paying on time. They provide credit card user looking to maximize their savings, offering a wide range of rewards like cashback, discounts, and special deals. Members of CRED enjoy special promotions and discounts from prominent businesses, making it one of the most effective applications for cost savings.
Features:
Best offers on Premium brands
Cashback on Titme to Tiem Bill payments
Payment of Credit card Bill with Instant Rewards
Secure payment process
7. Paytm
Paytm is one of India’s digital wallets and payment apps with cashback offers. They Offer Various Services like Bill payments, movie tickets, Supermarkets and more. Paytm is one the bset cashback apps for users for exclusive Discounts and cashback.
Features:
Digital wallets and money transfer
Shopping on Paytm mall and cashback offers
QR code Payment Options at Offline Stores
Booking movie, Flight and train tikets
8. Freecharge
Freecharge is a popular app in India for online recharges and bill payments, owned by Axis Bank. It Users allows to easily use paid and prepaid Mobile Bills, Metro cards DTH Service, and also utility Bill payments. Freecharge provides cashback offers when you recharge your phone or pay your electricity bills.
Features:
Easy money transfer
Digital wallets for utility bill payments and Recharges
Shopping and exclusive offers
Cashback on Bill Payments and DTH recharges
9. MobiKwik
MobiKwik is the best digital wallet that provides Mobile recharge and cashback rewards. This cashback platform provides various transitions such as. DTH bill payments, Mobile recharge, and also Electricity and internet bill payments. MobiKwik also helps users save money on expenses and credit card options.
Features:
Digital Wallet and Secure Payment
Shopping and Cashback offers
DTH and credit card Options
Instant Money Transfer options
10. Google Pay
Google Pay, crafted by Google, is a handy online payment service. Their interface to created for sending and receiving money, and recharging your phone. bill settings and every transition from how you handle your smartphone. Google Pay provides UPI Bill payments and Purchase tickets options too and through App users can earn cashback, coupon app,,s and rewards points in their bank accounts on every transition.
Features:
UPI Payment-based app
Bill payments and Mobile Recharges
Secure Transitions and a user-friendly interface
Scratch cards through the Rewards point.
11. PhonePe
PhonePe is a digital UPI-based payment application for users to Easy for immediate Money transfer and transitions. Their facilities are BHIM UPI. Credit card Bill Payments, utility bill payments, Ticket Booking Insurance Policies, and also mutual funds and investments. Phone pe Provides discounts, scratch cards for mobile recharge,s and more.
Features:
BHIM UPI Through transitions
Secure Payment Option
Online Shopping, Booking, and Cashback Offers
Bill payments on Water, Gas, Electricity and more
Final Thoughts
In this day and age of online shopping, cashback apps are a simple and efficient method to save on your day-to-day spending. No matter if you’re browsing online stores, settling bills, enjoying a meal out, or planning a vacation, these apps make sure you snag the best offers and perks. For a one-stop cashback solution, 99CashDeals is a leading option, letting you earn cashback in numerous categories. As for avid shoppers, CashKaro and Magicpin are excellent choices, while CRED, Paytm, and Google Pay are perfect for those handling bill payments and transferring funds.
FAQ
What are cashback apps, and how do they work?
Cashback apps provide users with a percentage of their spending back as cashback when they make purchases through partnered merchants. This cashback can be redeemed as wallet balance, bank transfers, vouchers, or discounts on future purchases.
Which cashback app is best for online shopping in India?
Apps like 99CashDeals, CashKaro, and Magicpin are among the best for online shopping, offering cashback on purchases from major e-commerce platforms like Amazon, Flipkart, and Myntra.
Are cashback apps free to use?
Yes, most cashback apps are free to download and use. Users only need to sign up and start shopping through the app to earn cashback rewards.
How can I withdraw cashback earned from these apps?
Cashback can usually be withdrawn to a bank account, UPI, Paytm wallet, or converted into gift cards, depending on the app’s policies.
Do cashback apps work on bill payments and recharges?
Yes! Apps like Paytm, Freecharge, and MobiKwik provide cashback on mobile recharges, electricity bills, DTH payments, and more.
Can I use multiple cashback apps for the same purchase?
No, cashback is typically credited only from the app through which the purchase was made. However, you can compare cashback offers across apps and choose the best one before making a purchase.
Are these cashback apps safe to use?
Yes, trusted cashback apps like CRED, PhonePe, and Google Pay have secure payment gateways and encryption, ensuring safe transactions.
How long does it take to receive cashback?
The time frame varies depending on the app and the merchant. Some cashback offers are credited instantly, while others may take a few days or even weeks, especially for high-value transactions.
Do cashback apps offer rewards on travel bookings?
Yes, apps like 99CashDeals, Paytm, and Magicpin provide cashback on flight tickets, hotel bookings, bus reservations, and holiday packages.
Which cashback apps offer the best discounts on dining and entertainment?
Nearbuy and Dineout are excellent choices for dining and entertainment deals, offering discounts on restaurants, spas, bars, clubs, and more.
